Asset Protection
Real Estate & Asset Protection
Property built over twenty years should not be exposed to a customer who fails to pay. Separating it is possible — and far simpler before there is a problem.
Contact us: geral@intuitionconsulting.net
How do you protect company real estate?
By separating assets from risk: real estate and other long-lived assets move to a company that does not trade or take on commercial debt, and the operating company uses them under a lease. In Portugal this is done through a demerger, an asset transfer or a dedicated property company, always accounting for transfer tax, stamp duty and existing bank security. Done before litigation or distress, it is ordinary planning; done after, it can be challenged.
Who this is for
- Companies holding premises, warehouses or land inside the trading entity
- Owners whose personal assets back company guarantees
- Groups with brands, equipment or licences held in the wrong place
- Shareholders who want to sell the operation but keep the property
Signs you need this
- The factory and the trading company are the same entity
- A dispute with a client could reach the buildings
- The bank holds security over everything without distinction
- You want to sell the business but not the real estate
- A brand or licence sits in a shareholder's personal name
What we deliver
Asset & risk map
What you own, where it sits, who is liable and what happens in an adverse scenario.
Structure design
Asset company, operating company and the contractual relationship between them, with the tax cost of separation modelled.
Bank roadmap
Security, covenants and consents identified before anything moves.
Due diligence robustness
A structure built to withstand a buyer's, a bank's or an inspection's scrutiny.
How we work
Inventory
Property, equipment, brands and contracts, with encumbrances.
Tax modelling
We compare the routes and their real cost, including transfer tax, stamp duty and capital gains.
Decision & consents
Bank consents and documentation prepared for the chosen route.
Execution & contracts
Transfer, registration and arm's-length leases between the entities.
What changes at the end
Frequently Asked Questions